Tag Archives: Family and Home

Trendy And Cheap Beef Cuts Chefs Just Can’t Get Enough Of

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Cattle were domesticated over 10,000 years ago in ancient Africa and the Middle East. Since then beef has spread all over the world, and practically every major culture has some sort of beef dish. You would think that after thousands of years of cooking beef, pretty much everything about it would have been discovered by now. But now some upstart chefs are looking for new ways to make the meat exciting.

The term “chef cuts” has historically been used as a euphemism to describe difficult-to-cook parts of the animal. Some cuts of beef simply aren’t all that tasty and need an expert’s touch to bring out the delicate flavor. That would all be fine and dandy if chef cuts stayed in restaurants where they belong. Unfortunately, they don’t, and once they public has gotten a taste for them, they suddenly start appearing on supermarket shelves. The public then buys these cuts and wonders why they taste nothing like they did in the restaurant.

Consider short rib, for instance. A few years ago, butchers had to practically give this cut away. Nobody wanted it because there was hardly any meat on it and only experts really knew what to do with it. Today, though, thanks to restaurants, people want it poached in red wine, shredded on pasta and ground into tomato sauce.

So what other trendy new cuts are doing the rounds among chefs at the moment? Could you try any of them at home?

Boneless Chuck Short Ribs

Boneless chuck short ribs might sound like they’re a cut from the other short ribs you’ve probably seen on menus in restaurants. But the cut is actually from an entirely different part of the animal – the chuck shoulder to be precise.

According to chefs, the chuck region has a lot more collagen than regular cuts, making it ideal for braising as well as grilling. Once it’s cooled on the plate you’re ready to carve. Make sure you get yourself a good quality carving knife. This one gets good reviews and sure looks good in the kitchen, too! The great thing about boneless chuck short ribs is that they can be prepared in advance, ready to wow your family, your kids or your guests when they arrive.
Filet of Sirloin

Filet of sirloin is also sometimes called “baseball steak.” Although it’s not as tender as regular filet or as expensive, chefs have discovered that it can be just as flavourful, when correctly prepared. According to Forbes, chefs have been cooking filet of sirloin for around a decade, and it’s finally turning up at the grocery store. It’s smaller than regular filet, which is perfect at a time when consumers are asking for smaller steaks and bigger piles of dauphinoise potatoes.

Denver Cut Steak

Denver cut steaks tend to be very well marbled, meaning that they have the ideal amount of fat running through the meat for a tender and tasty flavor. Denver cuts, also known as the under blade steak, is taking off right now, and not just in Colorado. According to some chefs in the know, it might just be the next big thing. Denver cuts are derived from the continuation of the short rib from the chuck, giving them a similar texture to boneless chuck short ribs. One for the family?

Money Matters: What Savvy Parents Teach Their Kids About Finance

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We live in an age where a child can sail through school and university scoring high grades, but still leave college without a clue about basic finances. It’s an astonishing situation – not to mention a dangerous one for your kids if you aren’t ringing them up to appreciate and know how to deal with money. In this brief guide, I’m going to go through a few ideas you can use to ensure your kids are well-versed on how to save, avoid bad debts, borrow wisely, and a lot of more besides. Let’s take a closer look.

Talk about money

One of the easiest things you can do with your children to get them learning about money is by talking about it. Surprisingly few households do this, yet it’s such a simple thing to discuss. When you talk about the basics of saving, borrowing, investing and money management, it becomes part of the landscape for your children, and as they get older, they will understand a lot of the more complicated aspects of finances a lot easier.

Make saving rewarding

There are hundreds of ways you can encourage your kids to save – and it’s important to try and teach them about the benefits saving can bring. Let’s say you give them pocket money every week, but promise if they save half of it in a savings account you will double it after six months. It can have a profound impact on your kids, and shows them the value of interest rates and turns the idea of saving into something tangible.

Dealing with inheritance

Receiving inheritance money can be an exciting time for kids – but it’s also incredibly dangerous. Many youngsters without financial sense often receive large payments as an inheritance but end up blowing the lot. But there are solutions. For example, according to this Pacific Life structured settlement review, one good way of ensuring your kids don’t blow their inheritance is by setting up regular payments rather than a lump-sum. You might make sure they get some money on their 18th birthday, perhaps, and then again on their 21st. It’s a great way to help them out at critical stages in their life, too – buying their first home, for instance.

Teach them about budgeting

Budgeting is an important part of modern life, no matter how old you are. Yet so few kids grow up able to budget properly, and the impacts can be disastrous. Young adults who fail to plan properly often turn to credit cards to help see them through – and sometimes these debts can haunt them for many years to come. So, get started teaching them about budgeting from as early an age as possible – it will pay off for your children in the long run.

When it’s gone, it’s gone

Teaching your children about finite resources is essential if they want to learn that money doesn’t grow on trees. For some kids, all you have to do is go to a bank, punch a few buttons on the machine, and walk away with tens of dollars whenever you like. The reality is a little different, of course. Make sure that you children understand that money only comes through work, or through selling things, and that the bank is where you keep it to make sure it’s safe.

 

 

This post was submitted on behalf of PennyMindingMom.com.

Things To Do Before You Die

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When we are 21 we all believe we are immortal, and this never changes. We may grow older as the years pass but we don’t grow up, not really. But none of us is immortal. There is an old saying which spews the truth about there only being two certainties in life – death and taxes – and it is absolutely right. We are all going to kick it at some stage.

When we are 21 we all believe we are immortal, and this never changes. We may grow older as the years pass but we don’t grow up, not really. But none of us is immortal. There is an old saying which spews the truth about there only being two certainties in life – death and taxes – and it is absolutely right. We are all going to kick it at some stage.

What you don’t know, however, is how unexpected you final farewell will be (look at the legend killer that was 2016!), so doesn’t it make sense that you have a plan in place, and doesn’t it make sense that you tell others about your plan, for your children’s sake if nothing else.

Basically, there is nothing worse than having a legal dispute over your estate that you never got around to planning, which is why we have come up with this list of things to do before you die.

Let’s Get Physical

First things first, go through all of your possessions and make a list of anything that is worth more than a hundred bucks. Your house, cars, artwork, televisions, collectibles, jewellery, gadgets, computers, lawnmowers, power tools, furniture; basically anything.

The Paper Chase

The physical side of your belongings is only part of the battle; what’s just as – if not more – important is your paperwork and entitlements. What is especially important on this front are details of your 401k, bank accounts, brokerage accounts, life insurance policies – and any other insurance policies – premium bonds, share certificates. Anything that can be predicated on your death should really be collated.

Credit Where Credit Is Due

Debts should always be separated from other paperwork because it will make life a lot easier for your kids when that day comes. So anything where you owe money needs to be considered and put in this filing cabinet; mortgage paperwork, car loans, equity lines, credit cards and anything else you can think of. If you aren’t sure about what debts you have, we recommend you look at your credit report every year, just in case a credit card has slipped under the radar.

Time To Copy, Print, Send

Okay, this bit of the process is super-duper important. When you have collected everything you need to collect and made lists of everything worthy of making a list; make a copy of them (at least three copies), sign and date them, and then give the original to the person that will be looking after your estate. If you’re worried about having missed something important, then we recommend you speak to these probate lawyers from IRB Law as they will be able to guide you in the right direction. Okay, so original to an administrator you know and trust, the second copy should go to your next of kin and the third copy is yours. Put it somewhere super safe.

Where There Is A Will There Is A Way

We can’t stress this enough, but anyone over the age of 18 should have a will. It just makes sense because, well, it is kind of like the rulebook when it comes to your stuff and it could be the very thing that stops a super messy world war three from erupting through your family. Do it with a legal team, or online, it doesn’t really matter. It just matters that you have one and that you sign and date it. Oh, and have two witnesses sign it too. Once this is done, make copies as per, and then send it to your trusted administrator/executive.

See, that wasn’t too hard and it will save your kid’s so much hassle. Trust us.

 

This post was submitted on behalf of pennymindingmom.com.

 

How to Turn Your Problems Into Cash

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Whenever we have problems in life, the first thing we do is panic. Perhaps not immediately, but once the problem settles in and we realize what’s going on, we’ll start to panic and act a little out of character. Problems in life are characterized by giving us frustrations, fear, or perhaps even stress. However, there are ways we can turn certain problems into money.

If you want to deal with the stress of your problems and at the same time, make a bit of cash from it, then here are a couple of ideas that will help improve your life and deal with the associated stress.

Seeking help during bad times

There are times when you just need a little helping hand. Perhaps you’ve lost your job and you’re finding it hard to pay for your rent. There are many places in the world that will help you get back on your feet. Although going on welfare is seen as a terrible thing for many people, there’s absolutely nothing wrong with accepting a helping hand when it’s given to you. There are also other ways to get help and also reduce the stress of your problems. A great example is when you suffer an accident at work or during an incident that wasn’t your fault. In times like this, the helping hand would be a lawyer such as David & Philpot. Lawyers will be able to help you regain your composure, find you compensation and also deal with the aftermath of your issues.

Decluttering your house

A problem that many packrats encounter is a lack of space. When we have far too many items in our homes, we tend to hoard them and store them in places around the house that simply make our houses look bloated and stuffy. If you have an issue with space and clutter in your home, then one of the best remedies is to simply sell off any unwanted items that you don’t need. Large pieces such as furniture should be the first to go. If there are tables, chairs or even sofas in the house that you don’t need, there is nothing wrong with selling them for a bit of extra cash. Your smaller items, such as electronics, video games and so on, can also be sold for a quick boost of cash. The longer you keep these items, the lower their resale value becomes. When you buy a new games console, computer or phone, try to sell it as soon as you buy a replacement.

Summary
These are just two examples of how you can convert your issues into cash. It’s not quite free money, but knowing how to deal with your problems in the most efficient way possible is the key to reducing stress in your home. Making a bit of extra money on the side from your problems is an added bonus, and it’s more common than you might think. In short, ask for help when you’re in a pinch and remember to sell off anything you don’t need.

This post was submitted on behalf of PennyMindingMom.com.

Crucial Matters You Must Be Aware of Before Considering a Remortgage

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In your research, you are going to figure out pretty quickly that remortgaging is a heated issue. Some people argue that it’s a great idea. And others will say it’s the worst decision you could make. The truth is, it really depends on your situation. In this short article, you’ll learn the basics of how to tell if a remortgage is right for you.

Why & When a Remortgage Can Be a Smart Decision

The goal of a remortgage is to save you money. You hunt down a lender willing to offer you better interest rates and terms. Then, you basically pay off your first mortgage with the loan from your remortgage. Now, you are free of that old contract and enjoying the new terms.

If you do this at the right time and in the right way, you can stand to save a LOT of money. But the right time depends on a few factors. Here are some of the general guidelines for making a remortgage work for you:

  • The sooner you remortgage, the more you can save.
  • Your financial situation has improved since your first mortgage, qualifying you for better rates and terms.
  • You want to pay off your mortgage sooner to pay less in interest.
  • You want to make home improvements or invest in new property.

In short, a remortgage is a great idea for anyone who is currently financially stable and looking to further improve their situation. If you’re treating it like an investment opportunity or savings opportunity and you’re on the right track.

Before you make a final decision, you should get more information and real concrete advice from legal experts that really know the ropes. Experts can closely analyze your current financial situation and help you decide whether or not a remortgage is the right choice for you.

The Risks & Potential Drawbacks of Getting a Remortgage

There are certain situations when getting a remortgage not only doesn’t help but could actually hurt you. Here are a few of those situations:

  • You have already paid off most of your mortgage. Remortgaging when you’ve only got a small amount left ($50,000 or less) doesn’t make financial sense. Because you have to pay fees for switching and these fees can quickly outweigh the amount you save by switching.
  • Your current mortgage has a high early repayment fee. This is a tricky term they often sneak into your contract that punishes you for paying your mortgage off earlier than the term of your loan. If that fee is higher than the amount you save in switching, it’s not worth a remortgage.
  • Your property value has decreased. If your property value dropped since the first loan, a new mortgage would probably give you even higher interest rates than you have now.

Basically, if you’re using a remortgage to get yourself out of a tough spot, it’s probably not a good idea. It’s not a good long term solution to an emergency. It is a good way to make a good financial situation a whole lot better, though.

Refinancing your home with a mortgage can be a smart financial decision that helps you lock down better terms and interest rates than you had on your first mortgage. But if you aren’t careful, that savvy finance trick could turn into your greatest financial blunder. So make sure you do your research, listen to the advice experts, and make sure you hunt down the best remortgage you can find.

 

*Guest Post: John Miller.

Making the most of your garden this winter

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The cold, dull and winter season may seem like a bad time for both you and your beloved garden, but it doesn’t have to be. Sure, the ice will take its toll on the bloom and beauty that graces your garden during other times of the year, but there’s no need to give up on it just yet. By being creative, you keep your garden productive. Here are two suggestions:

Plant some winter plants

While there’s nothing you can do about the flowery splendor of the summer and spring months, you can fill up the gap they left with some winter plants. There’s a variety to choose from. If you are a flower lover, plant the Hellebores Niger, a winter plant that produces beautiful white flowers. You may also want to add some life to your garden by planting holly and ivy, which provide excellent shelter for wildlife. Add more colour to your garden by planting ornamental cabbages that come in a variety of bright colours. Acers and maples are other popular plants that turn ruby red in the winter.

Attract birds to the garden

The winter can be a harsh time for birds. During this season, most of the ground and the trees are bare. Why not build a bird-table where you put seeds, fruit and other kinds of bird food to attract the birds? You will be surprised at how well your garden comes to life with all those different species of birds that visit it. By keeping them alive, your garden continues to be productive, and you get to enjoy watching nature.

Garden fire baskets

You could invest in a garden fire basket. They are great for when it is cold because they will still allow you to sit and relax in your garden. You could get a few friends and family to come over and relax.

When winter approaches, it is easy for many garden owners to neglect their gardens and wait for better times. However, there are simple and creative ways to keep your garden alive during those several snowy months. With the correct approach, every garden owner can keep the magic in their garden alive no matter what season of the year it is.

How to get your house ready for winter

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Suffice to say that we are all afraid of winter. We all love the warmth and sun of summer but when the chills of the winter come calling, everybody wants to retreat into their bunkers and take it real slow. However, if you prepare for this season early on, you won’t have to worry about gritting your teeth for three straight months.

Here are ideas on how you can get your house ready for the winter:

Find some firewood

If you have a fireplace, then you need to pile up a great deal of firewood. You will need to save what you get in a clean, dry shed because it won’t be so easy to get as much as a dry twig when the rain starts falling.

Take care of the heating

Winter naturally comes with a cold calling card, so the heating expenses will definitely rise. To avoid that, call in some professionals to insulate your entire home. Areas of concern will be crawlspaces, windows and basements. If possible, plug any potential leaking point for wind, water or moisture. Make sure to throw in some caulking where it matters. It might be a good idea to get a local heating engineer to come over and service your heating to make sure you are ready for the winter.

Call in a tree expert

Winters will mostly feature the attendant storms, and trees almost always succumb to this weather. You are going to need to have an arborist walk around your compound, inspecting tress and branches that could fall on buildings during storms or heavy winds. Have the problem handled long before weather takes care’ of things.

Take care of your roof

Weakened shingles will become the source of a problem as soon as the storms start coming in. You need to perform a thorough inspection of the roof to make sure that there are no areas of weakness that can become a source of leaks, rust or even accidents. Think ahead and avoid last minute rushes.

 

*This post was submitted on behalf of PennyMindingMom.com.

Setting up your Campsite

“Mom, is it almost summer time? I’m not built for winter and I want to go camping!” I can’t tell you how many times I have heard this in the past few weeks. Before we know it, camping season will be here. It’s never too early to start preparing. As we spring clean the house, we will drop our extra blankets, towels and other things that might otherwise go to donation, into a box that we will take to the campground. Our first year camping was amazing and we can’t wait to head back this summer!

A well set up campsite is essential to a success camping adventure. Check out the following infographic for some great tips and ideas!

 


Source: eReplacementParts.com

Surprise Your Co-Workers With These Unique Gift Baskets

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There are several events in which you need to find an amazing gift for your co-workers. You may be attending a holiday party or celebrating a retirement. The following list contains five unique corporate gift baskets that are sure to make your co-worker smile.

Pawsome Friends Gift:

If you work with an animal lover or in a veterinary clinic, this is the perfect gift basket for your co-worker. Your co-worker is sure to love the cookies and chocolate, and their dog or cat is sure to appreciate the tasty pet treats. The best part is you can customize the gift to include only treats for your co-worker or treats for both them and their four-legged friend.

The Chateau Wine Gift:

Treat your co-worker to a classy gift with the Chateau Wine Gift Basket. Your co-worker will love washing down their wine vineyard cheese and American Vintage Wine Biscuits with a glass of delicious wine. The gift basket includes a hardwood cheese board for cutting and displaying the contents. It is a great way to thank your co-worker for all their hard work.

Wine and Cheese Gift Box:

The Wine and Cheese Gift Box is another great choice for a classy gift. Your co-worker can blend the Wine Glace’ with their favorite wine to make a Wine-a-Rita. It also includes delicious gourmet cheese and crackers to go with their wine. A wine and cheese box is perfect for birthdays, promotions and retirements.

Soups On! Gift Basket:

Are you sending a gift basket to cheer up your favorite co-worker? There is nothing like the Soups On Gift Basket to lift their spirits. This thoughtful gift basket is full of goodies such as Ranch House chicken soup mix, butterscotch and coffee. Every basket includes a decorative dish towel to adorn their kitchen.

Simple Pleasures of Coffee:

A cup of coffee is just what your co-worker needs to face the day. The Simple Pleasures of Coffee is a great gift for birthdays, holidays or just to show someone how much you care. Your co-worker will open this gift to find several packets of coffee, caramel corn and a cookie. The gift basket also includes the Simple Pleasures of Friendship book by Susannah Seton. The contents are arranged inside a colorful, whimsical floral mug.

You can have almost any gift basket or gift box personalized with an uplifting message for your co-worker. It is a great way to lift their spirits or celebrate a special occasion.

 

*Disclosure: This is a sponsored post.

How to Teach Your Dogs to Stop Barking

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The dogs can be taught not to bark through few simple techniques like:

  • Removing the things that motivate them to bark
  • Ignore their barking
  • Make them less sensitive to stimulus
  • Teach quiet command to your dogs
  • Ask your dog to do incompatible things
  • Tire out your dog

By following these techniques you can teach your dogs to stop barking as easily as training other skills, such as: coming when called, potty training, standing on 2 legs, etc. Though nothing can be achieved overnight still you can achieve your target by using some of these techniques consistently and cool heartedly.

When you teach your dogs to stop barking you should consider certain other things also like:

  • Why dogs bark? If you can find out the reasons of their barking you can easily stop them from barking.
  • You should not yell on them as it can confuse your dogs.
  • While training your dogs you should involve your entire family to handle them positively
  • Sometimes dogs bark inappropriately but you should not let them go with this bad habit

Brief information about the techniques stated above is provided here under so that you can follow them more effectively.

Remove the things that motivate the dogs to bark
When a dog barks it is a kind of rewarding situation otherwise dogs usually do not bark. Instead of allowing your dog to bark continuously, you will have to find out why he is barking and remove the thing that instigates him.

Ignore their barking

Sometimes dogs bark to attract the attention of their owner. If you see no obvious reason of his barking then you can ignore him as well as his barking. Instead of looking at him, touching him and talking to him you should leave him on his own. He will quiet after some time. You can reward him a treat after he quiets. This technique is also a test of your patience. If you get irritated from his long barking then your dog will bark for longer period next time to draw your attention.

Make your dog less sensitive to the stimulus

If something or person that cannot be avoided in your home stimulates your dog to bark then you can teach your dog to remain away from them or make him familiar to them gradually. It will reduce his sensitivity for that particular thing or person and will stop barking on them gradually. You can also give your dog good treats while bringing him closure to the stimulus. Your dog will gradually learn that the stimulus is not a right thing to bark on.

Teach quiet command to your dog
You may not consider this point sensible but it can be effective if you insist on it. First of all you will have to teach your dogs to bark on your command. Though this trick is time taking but it will have permanent effect on your dog.

You should train him to speak on your order. If he barks 2-3 times then you can bring a tasty thing towards his nose. The dog will stop barking to sniff the treat. Then you should give him the treat and praise him. Similarly you can teach him quiet command in a non-distracting environment. Your dog will gradually change his behavior and start barking & keeping quiet on your command by repeating this exercise times and again.

Ask your dog to do incompatible things
You can ask your dog to do something that is not compatible with his barking, when he starts barking. Instead of reacting on his barking on a stimulus you can encourage him to do things that can restrain him from barking like go to his mat and lay down etc.

Tire up your dog

You should involve your dog sufficiently in mental and physical exercises daily to tire him up. Some dogs usually bark due to frustration or boredom. For this reason, tired dogs are supposed to bark less than others. Your dog may like to play the games like playing with interactive toys, chasing the ball or long walks every day depending upon his age, health and breed.

In conclusion, you can easily teach your dog to stop barking by strictly following the techniques discussed in this write-up. Please remember to always keep patient when training your dogs, then you can soon get awesome consequence.

About Bio:

I’m Cindy Grant, founder of NolongerWild.com and also a crazy fan of dogs, cats and all kinds of in-house little cute pets. Feel free to read all amazing things about Pet’s Breed, Training, Behavior, Food and Health on my blog. With such big passions in pets, I strongly hope NolongerWild will be a friendly community where I can connect with those who share the same hobby.